Compliance Built for the Weight of the Regulated Balance Sheet
Konfirmity pairs platform automation with dedicated CISO expertise to operationalise MAS TRM, APRA CPS 234, NYDFS 23 NYCRR 500, and the rest of the regulated financial-services stack -- continuously, not annually.
Book A Demo[01] Why It Matters
The Stakes: Why financial-services compliance is a board issue
License & Authorisation Risk
Operating authorisation is the franchise. Loss of license -- whether by revocation, voluntary surrender under pressure, or failure to renew -- ends the business.
Existential
Third-Party & Cloud Concentration
Regulators including APRA, MAS, and the FCA increasingly scrutinise critical-third-party concentration. Outsourcing failures bring direct supervisory action.
Concentration risk findings
Senior-Manager Accountability
FCA SMCR, APRA's Financial Accountability Regime (FAR), and MAS prohibition orders create direct personal exposure for executives in named roles.
Personal liability
Counterparty & Capital Impact
Public enforcement actions affect counterparty risk-weights, funding spreads, and investor appetite. Reputational events translate directly into cost of capital.
Cost-of-capital impact
[02] Jurisdiction Coverage
Country-by-Country Regulated Financial-Services Coverage
// Primary Regulators
Office of the Comptroller of the Currency (OCC), Federal Reserve, Federal Deposit Insurance Corporation (FDIC), Securities and Exchange Commission (SEC), Commodity Futures Trading Commission (CFTC), Financial Industry Regulatory Authority (FINRA), state insurance and banking regulators.
// Key Frameworks
NYDFS Cybersecurity Regulation (23 NYCRR 500), Gramm-Leach-Bliley Safeguards Rule, FFIEC Cybersecurity Assessment Tool, SEC Reg S-P, SOC 2 Type II for vendor management, NIST CSF.
// Entity Types
National banks, state member banks, broker-dealers, registered investment advisers, futures commission merchants, NYDFS-regulated entities, and insurance companies.
// Enforcement Trend
// TODO: confirm latest NYDFS / SEC / FFIEC cybersecurity enforcement bulletins.
// Key Obligations
Maintain a cybersecurity program proportional to risk profile, file annual NYDFS certification by the CISO, notify NYDFS of qualifying events within 72 hours, conduct annual penetration testing and biennial independent audits, and maintain board-approved policies.
// Unique Challenges
Overlapping federal / state regulators create parallel examination cycles. The 2023 NYDFS Part 500 amendments tightened governance, encryption, and incident-response expectations. SEC Reg S-P updates extend customer-information notification obligations.
// What Konfirmity Covers
23 NYCRR 500 control mapping and CISO certification packaging, GLBA Safeguards Rule implementation, FFIEC CAT alignment, SEC Reg S-P breach-notification runbooks, vendor / third-party register, and SOC 2 Type II evidence collection.
[03] Frameworks
One Platform, Every Regulated Obligation
Framework
What It Covers
How Konfirmity Helps
Regions
MAS TRM
Technology risk, cyber resilience, third-party risk, incident response
Full TRM implementation with continuous monitoring and automated evidence
Singapore
23 NYCRR 500
NYDFS cybersecurity regulation including CISO certification and 72-hour notification
Control mapping, CISO certification packaging, encryption and MFA evidence
USA
APRA CPS 234 / 230
Information security and operational risk for APRA-regulated entities
Gap assessment, third / fourth-party register, board reporting, APRA audit readiness
Australia
FCA / PRA Op Resilience
UK operational resilience: IBS, impact tolerances, severe but plausible scenarios
IBS mapping, dependency register, impact-tolerance testing evidence
UK
HKMA CFI 2.0
Hong Kong cybersecurity fortification including C-RAF and intelligence-led iCAST
C-RAF preparation, iCAST coordination, evidence consolidation
Hong Kong
RBI / SEBI / IRDAI
Indian banking, securities, and insurance regulator information-security mandates
Multi-regulator control mapping, 6-hour incident readiness, sectoral reporting
India
ISO 27001
Information Security Management System across 114 controls
Full ISMS implementation, risk assessment, certification & surveillance
Global
Custom
Any regulatory guideline or examination finding turned into controls
Line-by-line obligation extraction, control mapping, task assignment
Any
[06] Built By Insiders
Built by financial services insiders, not compliance consultants
“Regulated finance is not run on annual audits -- it is run between them. We built Konfirmity for the days the examiner is not in the building, when the controls have to work because nobody is watching.”
Amit Gupta
Founder, Konfirmity | Co-Founder, F'inTech | Ex-CTO, NIUM ($2B+)
Amit Gupta
Founder, Konfirmity | Co-Founder, F'inTech | Ex-CTO, NIUM ($2B+)
10+ years leading security and compliance through hypergrowth at fintechs processing millions of daily transactions across 40+ regulated markets. Navigated MAS, RBI, OCC, APRA, BOT, OJK, FCA, and dozens of other regulators.
// FinTech Community
ASEAN's most popular fintech CTO community -- co-founded with Ned Lowe. 100s of fintech CTOs sharing insights on regulatory complexity at scale since 2023.